Uber has changed the way we travel. By simply using the Uber app, a ride is available at your fingertips, making it incredibly convenient. Despite its convenience, risks still exist. Collisions can occur, leading to potential passenger injuries.
We will cover what kinds of injuries are most common in Uber accidents, how to determine liability, along with legal options for pursuing a claim.
Frequent Injuries from Uber Rides
When riding in an Uber, many different types of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:
Cervical Strain: Whiplash often results from rear-end crashes, which can lead to significant discomfort. The symptoms may take time to surface.
Bone Injuries: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.
Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. Head injuries can affect cognition and health for a long time.
Spine Injuries: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
A Different Driver: When another driver causes the accident, they may be held responsible.
Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Available for Rides: Uber provides limited uber driver class action lawsuit insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Steps in an Uber Injury Lawsuit
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.